Nope,This is about pain in the butt! Got a letter from the ins that they need to see a copy of my org plate regis.Nope,Can't take my word for it,say the state want's it.Found both in the cars where they belong but time has taken a toll! I think i'll take them to Secretary of state for advise?? What shape is your paper in?? Yup,The print will slide off in the plastic carrier but a zip lock bag fared better!! Bud.
I got the same call from Hagerty today. This is a Michigan thing only. Apparently you have to prove you're running historic plates if you have driver's (versus storage) insurance on your cars. If you can't prove this, then you end up paying the full Michigan Catastrophic assessment.
My son is looking for his paperwork. Mine is kept in a white envelope jammed inside the car in a dry place so I'm good.
Don't blame the insurance companies. It's the stupid (Michigan only) MCCA. Got my notice from Hagerty in Oct. The letter states:
"Vehicles registered with historic/authentic plates pay only 20% of the standard Michigan Catastrophic Claims Association (MCCA) assessment. According to an Assessment Bulletin published by the MCCA in april 2013, for each vehicle reported as a historic vehicle, insurance companies must obtain and maintain proof that the vehicle is registered as a historic vehicle." I faxed my registrations to the insurance company.
The 80% reduction in the MCCA assessment for historic vehicles was due in great part to the efforts of Hagerty. Otherwise we Michiganders would be paying nearly $190 MCCA assessment per vehicle.
Michigan Catastrophic assessment? What is that, some kind of no-fault state insurance fund?
Sounds like a way that they want to track hidden money to me? A close friend has a 14 Locomobile that he has not titled, afraid of people wanting tax money for a big money car, but if he does not own it they can't get it!
When you come right down to it the state has the records,so why can't the state provide what they need?? I think i smell a rat? Bud.
I think they're looking for the guys using their relatively modern iron as second cars but insuring them as limited use. At the Motor Muster this year, a guy with a two seat T-Bird mentioned he was pulled over for driving out of a store lot. The officer felt shopping did not fall into the club activity description. He had the old style historic X plates on the car and the officer did not realize they were expired. No tickets were issued, but he was warned.