New insurance rates in KY might be going up a bunch

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Model T Ford Forum: Forum 2014: New insurance rates in KY might be going up a bunch
Top of pagePrevious messageNext messageBottom of page Link to this message  By Tom Moorehead on Tuesday, October 14, 2014 - 08:10 pm:

It appears our local tax collectors have figured out a way to get more.
Rumor has it that the tax and tags for antiques plates for 2015 will have a significant increase.
Because of the years of the vehicles, the books did not go back far enough to include T's. So basically, you told the clerk what you paid for it and that was it. That would have been nice to have kept because no one knew their value.
Now, they will use the agreed to price for insurance to get the taxable value of the vehicle.
I believe most of this comes from the fact that 25 years or older can apply and get antique plates, supposedly restricted to fun and events.
But because any car from 1980 or earlier qualifies, folks put these plates on their junker daily drivers because it is cheaper.
I wish they would just enforce the rules and maybe this increase would not happen.
Bottom line, each car will go from
$18 per year to $140, estimated.
Bummer.
How does this compare to other states?


Top of pagePrevious messageNext messageBottom of page Link to this message  By Chuck Hoffman - Gold Country of Calif. on Tuesday, October 14, 2014 - 08:31 pm:

It's like follow the leader. One state pulls it off so the neighbor decides to try it. Pretty soon it's the same everywhere, then it starts over again.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Ron Patterson-Nicholasville, Kentucky on Wednesday, October 15, 2014 - 09:28 am:

Tom
In Kentucky this is not a rumor, it is fact!
I have been following this issue in Kentucky since late 2013 when it started and know the KY Revenue Cabinet and Legislative history.
The details would be lost to most here so i will not elaborate, but if you want a dump on what is going on in KY give me a call.
Ron the Coilman
859-881-1677


Top of pagePrevious messageNext messageBottom of page Link to this message  By James Chochole on Wednesday, October 15, 2014 - 09:32 am:

You guys have been lucky and getting a great deal up to now. Many states have been more expensive for years.


Top of pagePrevious messageNext messageBottom of page Link to this message  By A. Gustaf Bryngelson on Wednesday, October 15, 2014 - 10:58 am:

If you think about it, if someone is telling the state that their car is worth one price, and the insurance company another, they are cheating someone.


Top of pagePrevious messageNext messageBottom of page Link to this message  By G.R.Cheshire on Wednesday, October 15, 2014 - 11:31 am:

I like Florida even more now $65.00 1 time fee and as long as you own the vehicle the registration never expires! only catch is it must be PRE-WAR and original to qualify, Unfortunately the T-bucket crowd has learned that State employees are Idiots and don't know the difference between a modified and an original car and I fear they (T-Bucket owners) are going to mess it up for the rest of us!


Top of pagePrevious messageNext messageBottom of page Link to this message  By Paul Mikeska, Denver CO on Wednesday, October 15, 2014 - 11:57 am:

In Colorado Antique plates are $50 and are good for 5 years.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Bob Cascisa - Poulsbo, Washington on Wednesday, October 15, 2014 - 12:39 pm:

Washington has a one time registration fee. I paid the title transfer fee, registration fee and sales tax when I bought my car in 1988 and not a penny since.

Be_Zero_Be


Top of pagePrevious messageNext messageBottom of page Link to this message  By Dave Barker - Dayton, OH on Wednesday, October 15, 2014 - 01:53 pm:

Ohio is similar to Florida and Washington - a one-time registration and plate fee for historic plates, good for as long as you own the car. There's also an additional $4.50 one-time fee if you want to display YOM plates (Hope it stays that way). If you display YOM plates, they also require you to carry the "historic" plates in your vehicle. My total was about $28.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Tom Moorehead on Wednesday, October 15, 2014 - 08:27 pm:

If it weren't for the hot rod guys getting the plates in most states suggested above, I believe we would be OK. But I guess all the legislature guys have to get a buck wherever they can.
I guess if it is too bad, we will keep a couple and sell a couple.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Paul Mikeska, Denver CO on Wednesday, October 15, 2014 - 08:40 pm:

I have known some guys that just purchase 1 plate and just move it to whatever they are driving. Even if you get stopped how many Cops today know the difference between a Coupe, Roadster or Touring? Just sayin.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Craig Anderson, central Wisconsin on Wednesday, October 15, 2014 - 11:04 pm:

ANTIQUE plates in Wisconsin are $5.......forever.......but come with pretty narrow operating restrictions such as driven ONLY to or from a show and for maintenance.
Granted there are any number of ways to get around the maintenance thing but it's quite a bargain.
Because I drive my '27 Tudor a lot I recently switched to COLLECTOR plates which carry no such restrictions........ :-)


Top of pagePrevious messageNext messageBottom of page Link to this message  By Warren W. Mortensen on Thursday, October 16, 2014 - 03:09 am:

A buddy of mine who worked for the DMV used to go around to car shows and take down the license plate #s of hot rods that had the wrong type of plates on them.

He only had one T but titled it as a "convertible". Over the years, it was converted from a runabout to a roadster pickup and then he traded the runabout body for a touring body. Doesn't get much more convertible than that, I guess.


Top of pagePrevious messageNext messageBottom of page Link to this message  By mike dixon on Thursday, October 16, 2014 - 07:55 am:

warrsn
he wouldnt be my buddy long if he was that much of a snitch. I worked at the corvette plant in st louis in the sixties and seventies, snitches were prone to have accidents there.


Top of pagePrevious messageNext messageBottom of page Link to this message  By samuel pine on Thursday, October 16, 2014 - 08:06 am:

Whisper this I dont want that commin round here,
where things are bad enough!


Top of pagePrevious messageNext messageBottom of page Link to this message  By Tom Moorehead on Friday, October 17, 2014 - 06:51 pm:

Do those who don't live in KY have to pay personal property tax on your antique vehicles or is the one time plate fee all that you have to pay?
We do not have to renew the plates, just pay the property tax, as on all vehicles here. Basically any rolling, licensed vehicle is required to be taxed and insured if driven on the highway. Trailers, RV's, and most motor driven vehicles. And this fee is what is to be increased.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Dave Barker - Dayton, OH on Friday, October 17, 2014 - 08:21 pm:

One-time fee in Ohio for antique vehicles.


Top of pagePrevious messageNext messageBottom of page Link to this message  By G.R.Cheshire on Saturday, October 18, 2014 - 05:48 pm:

In Florida just the one time fee and sales tax and you're done you do have to be insured so I guess you do have an annual fee Because in Florida any insurance policy you pay a 1% premium to the state to subsidize the Rich B******* that live on the beach and can only get insurance through the "Citizens Insurance" Program!


Top of pagePrevious messageNext messageBottom of page Link to this message  By R. S. Cruickshank on Saturday, October 18, 2014 - 08:15 pm:

Back in 1980 I registered a car with an "historic tag" called "permanent". A few years later the motor vehicle department rewrote the dictionary and the word "permanent" was apparently eliminated. They said that I would have to register the car every year as the "permanent" tag wasn't being used anymore!! I always thought the word permanent meant forever and ever!! WRONG AGAIN!!


Top of pagePrevious messageNext messageBottom of page Link to this message  By Dave Hjortnaes, Men Falls, WI on Saturday, October 18, 2014 - 09:39 pm:

Never heard of property tax on a vehicle here in Wisconsin. A collector plate is good for as long as u own the car. Good for 11 months. January is excluded.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Tom Moorehead on Sunday, October 19, 2014 - 09:33 am:

Dave
Maybe I am missing something here.
If January is excluded, does that mean you can't drive it in January? I bet in WI, you don't want to drive it in January anyhow.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Aaron Griffey, Hayward Ca. on Sunday, October 19, 2014 - 01:39 pm:

The sum scuckers In Ca. get us for at least $100 per year for regular registration on old cars.
My '51 pickup is coming due, it's $105.
My '29 Nash is 91, but the T was due in June so now it's $153.
I'm starting to just put everything on none-op, I just can't afford to drive them any more.
But the gas is down to 3.24 in the cheap stations to 3.60 at the don't-know-no-better places.
And for those who think you always get what you pay for I can only say the same unmarked tanker trucks drop gas at all the stations.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Aaron Griffey, Hayward Ca. on Sunday, October 19, 2014 - 01:44 pm:

Tom, the day the stupid, inconsiderate rip-off money grabbers start enforcing the laws will be the day hell freezes over.
Those bastards don't give a rip about the laws.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Dave Hjortnaes, Men Falls, WI on Sunday, October 19, 2014 - 05:42 pm:

Tom. License is good 11 months, but if you want to drive in January you can get a one month permit. Model T's are a lot of fun on a snow covered road or spinning around a parking lot or driving out on a lake.


Top of pagePrevious messageNext messageBottom of page Link to this message  By Clayton Swanson on Sunday, October 19, 2014 - 09:17 pm:

minnesota was a one time flat tax, 90 bucks plus all the small fees-for as long as you own it. last july they raised it to 150, so with all fees added its about 225.00 to register an antique car, but again, that is one time only, no more fees forever. i have always thought it was too good to be true, and i'm sure it will get raised as time goes by


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