Are Chapter members required to maintain their membership in MTFCA to maintain membership status?
It depends on each Chapter's bylaws. It (insurance wise) is to your benifit to have MTFCA membership.
Member of the board of the local chapters have to have membership in the MTFCA. This includes the Prez, VicePrez, treasurer, secretary and tour chair.
There use to be a requirement that a chapter had at least 50% of members belonging to the MTFCA to get chapter insurance, that may have changed....
Our club does not require membership in the national clubs. We are a LLC to protect club members from being sued and have our own insurance that covers the club. Individual members are still required to have their own insurance on their cars.