I have a title to my recently purchased '24 tt and I plan to take it to the DMV to get it transferred to my name. It is my understanding that in Virginia one needs to have liability insurance in order to get license tags for a vehicle.
This old truck is fun, but not worth a lot of money, I don't want full coverage, I just want whatever is necessary in order to get license plates. I probably won't be driving over 20 miles a year, and that is on back roads, all gravel, but a short stretch of one of those roads is state maintained. I will be required to have license plates, right?
I called AAA which I have my other vehicles insured with and they said they do not sell insurance for antique vehicles, but they gave me the name of a company that does and the phone number. That company said they do not sell liability, they only insure the value of the vehicle.
I called AAA back and they said they do not sell insurance for antique cars, but they gave me the number of another company that does. That company said they would sell in conjunction with AAA and forwarded the call to the "proper" people at AAA.
The proper person at AAA was very nice and said that of course they would add the vehicle to an existing policy. Then it turns out she is in the Utah, Nevada, Calipornia region, and she did not know about Virginia's rules. She called Virginia and had a little talk, then forwarded my call to Virginia. I now have liability insurance!
Now I have to go to DMV and get the title transferred, then get some tags. I think if I get regular tags I am subject to state inspection which might be a pain since I do not intend to drive on the main highway to an inspection station. They also have "antique" tags which I don't think require inspection and have some type of mileage limitation. I think I could also get "farm" tags although I never have before and I don't know the requirements for them.
Did I do anything wrong yet?
What type of tags should I get?
I would sure go for the antique tags if you can.
Get on the Virginia DMV website and find out for sure the restrictions associated with "antique" tags.
http://search.dmv.virginia.gov/search?mode=allwords&reload=1&debug=1&client=dmvn ow_front&proxystylesheet=dmvnew_front&output=xml_no_dtd&site=default_collection& q=antique+plates&proxyreload=1&btnSearch=Search
Here in Missouri, antique tagged cars are restricted to 1000 miles a year of "personal" use, but are allowed unlimited miles for "maintenance" and "shows and club functions". I would consider any Model T tours or shows you go to would fit under the "shows and club functions" category.
Insurance from the companies that insure antiques is about $120 a year.
well worth it.
Thanks for the advice.
I got the antique tags, no problem.
DMV had some difficulty with the odometer reading of 999,999 on the old title when I told them it did not have an odometer, but eventually gave me a new title showing 999,999.
So I now have title, tags, and insurance!
Congratulations! Please post some pictures of your TT when you get a chance. Be aware that there is a file size limit of 250K per pic on this forum. You can use your favorite resizing software, or this method: