Have had a horrible time trying to get our regular insurance company (Geico) to even talk to us regarding insuring my T. They keep passing us to another person who never calls back .. or they send us to a website that is not set up for antique cars. Funny since my last T was insured with them. Ready to change. Anyone have an easy experience with their insurer?
Hagerty! You put the value on it and they insure it. They deal with antique cars all the time. My old cars and bike is with them. No milage restrictions involved.
I use J.C. Taylor who is agent for Formost Insurance. The price is good for full coverage and the only time I had to use their services is when on a tour I cut my finger when the lid on the back of the car fell on it when I was reaching to get a tool to turn the oil valve to check the oil. My medical insurance would not cover the stitches and ER visit because it happened on a car. I reported it Formost and they covered almost all of the cost. My medical insurance covered the balance after Formost. They did NOT raise the premium after the accident.
Your 'car' accident, was like my son-in-laws.
He was washing my daughter's car, and she was vacuuming the inside, opened the door, with his head bent over and the lower door edge scalped him! Stitches to the scalp to fix, but he told the ER what happened. They wrote down, 'hit by car door'! Of course his medical insurance didn't want to pay up...a car caused it...so he had to claim on auto insurance PIP. Go figure!
Oh..my vote, J C Taylor too. That is my insurer.
Very happy with Hagerty.
Mark - Lots and lots of posts on this topic if you Google search "insurance mtfca".
Bottom line, you're looking for love in all the wrong places if you're going to the insurer of your modern cars. Go to a antique auto specialty insurer like Hagerty or JC Taylor. You will find good stories here about both.
Lately State Farm.
But previously used Hagerty for my earlier Y and a 1929 50' wooden racing sailboat. Excellent reputation in both communities.
I use American Collectors Insurance for all three of my T's. Easy to deal with.
Had J.C.Taylor years ago, they fought me on a claim for a few months (vehicle fire-'57 Ford Country Squire), they finally did pay up but then they promptly cancelled my other vehicles.
Hagerty since then, no complaints.
Local down the street bang-zoom and stamp done
I use "Shannons" for all my Vintage/Historic cars, and have done for around 15 years.
I once had a crash with an expensive car when I was with Hagerty. They paid the full value hassle free. Premiums did not go up and never do. You won't find a bad word said about Hagerty.
Was with J.C. Taylor for a few years and they were OK, but eventually went with Haggerty for better premiums & service, and very happy!
Been with J.C Taylor for over 50 years.
I have had Hagerty for 25 years.Can you imagine if the old car insurance was advertised like everyone else?? I researched the model T i wanted then ran it into a tree! The ins company raised my rates so Maybe i should have researched the ins company?? Maybe i should have had my head out of my butt?? I really hate that one!!!!!!!!!!!! Bud.
Hagerty for years. I don't know how good they are,I never put a claim in.
The one thing that caught my attention is, if I get into a accident And the car is repairable they will help me find the parts I need to put it back together again
Hagerty on both.
the devil is in the details my eep is insured with state farm, but they did it as a facvor to me for a long time customer won't insure the t war wagon I am looking at taylor and haggartys and some have mileage restrictions and some have young driver in household restriction, etc
I think the consensus is one of the two speciality companies
Hagerty. -I've never heard a bad word said about them.
I've been using Grundy, agreed upon value, no mileage restrictions, one charge for pl&pd, then just so much per car depending on year and value. No claims so far, so can't testify to that, but good rates.
J C Taylor since 1972
State Farm since 1971.