MTFCA Forum

I came across this while I was looking for something else, it is listed as a 1931 Model T. Did/Does this belong to anyone here?

https://www.salvagereseller.com/cars-fo ... WINDSOR-NJ

Boy, that poor thing took some hits...
that is one front axle which will not respond to the usual straightening!

Looks to me like a 1921. Not worth what they are asking, however I think it is fixable. Don't know whether the engine runs or transmission works. I would suspect maybe they needed to make a quick stop and hit the brakes and the rear wheel collapsed. The car then hit something in front of it.
Norm

The asking price is off by a factor of 10.

Peculiar ! Body has 1925 door hinges ?

It's certainly fixable.

More like the transition from 22 to 23, still the 2 man top and straight windshield but with a steel firewall.

Happy to see that the top, windshield and steering wheel are undamaged. Leads me to believe the driver got away fairly uninjured.

I didn't waste much time on their website, other than looking at the photos. Certainly was a decent model T, but there was a lot not done properly.
It has a five panel rear tub, which makes it earlier, 1921 likely at the latest. The upholstery is not done properly. The material should have been rolled over the tack strip's edge and nailed from underneath, and the step over should be obvious. It isn't. Some of that might be explained by the upholstery being over-stuffed. The steel firewall would have been changed at some point as they weren't available until late 1922. Rear doors have proper offset hinges, front door has 1925 only equal hinge. (As already mentioned!)
Radiator appears to be an era after-market honeycomb.
Detailing is so-so, perfect for a driver/tour car. But not for a top dollar car!
Website lists "cash value" at 22K! At best, the car was worth half that before the crash.
MOST of the collision damage is at the front of the car. Interesting that a rear wheel was broken. I am curious about the details of the wreck, causes etc. Wooden wheels are often broken as a result of accidents. Unless there is significant previous damage to a wheel, wooden spoke wheels rarely cause accidents. I wish I could spend an hour examining the wheel to try to determine the cause of the breakage.

Frame is likely bent (maybe badly?). Pan will require straightening! Body may be okay, rear fenders, side aprons, running boards and many other pieces may only need minor repair. Rear end will need to be checked out. Front end should be junked and replaced. Front fenders might be worth repairing.

It would be fairly easy to return this car to the road and be again a nice tour car. A really nice right car would take a lot more work. I could see this being worth about $5000 as is. Of course, I probably have every piece needed to fix it!
Other states will be different. In some states, ANY title is a good title! Here, salvage titles are not something you want to deal with. Replace the frame and front end, generate a replacement title for that, and part out this car to restore your generated title car! Most people that write laws are idiots. (Or have ulterior motives!)

I would have to do a lot of research before buying a car off of this site I looked around and found that their "actual cash values" are somewhat inflated!

I believe that the "Actual Cash Value" that is shown in the listing is just an auction estimate or what they "think" it should bring. The actual "Sale Status" of the vehicle is listed as being "On Minimum Bid", whatever that would be once the auction actually starts.

Jerry said it well, with the lack of damage to the top, windshield and steering wheel it looks as though the driver may have gotten out fairly uninjured.

Clearly, the car is a salvage from a wreck. My thought when I looked at the website page was that the "cash value" might have been what the car was insured for? A lot of people insure their cars for way over the real value for a variety of reasons. "Agreed value" and "real value" are two different things. "Agreed" value is usually higher to cover actual cost of replacement, which on a collector car might include a premium price to get what one wants as a specific and not common car. It can also cover work to sort out or fix a replacement car (work that likely was already done on the insured car). It can also cover the need to transport the replacement from a great distance. There could also be "inspection fees" to have the replacement looked over by other "professionals".
In this car's case, that value is twice what the actual value for the car would have been, for a less than perfect car, that could likely be replaced easily and locally.
My own feeling is that over-insuring collector cars can be foolish. Insurance companies agree to this and gladly take the excessive premiums for the coverage. As long as not too many people file claims for over value losses, they can laugh all the way to the bank. ANYBODY can suffer a major loss no matter how careful they are! However, if a person is reasonably careful with storage and fire dangers, and drives the car only occasionally, their likelihood of a major loss is small. Paying twice the premium year after year may be foolish.
But that is my opinion.

That is what a friend calls a dog's breakfast.

In some poor families the dog only gets to eat a few leftover items.

From The Hartford Insurance Company
Actual Cash Value vs. Replacement Cost
When it comes to replacing property after a partial or total loss, there is a difference between actual cash value and replacement cost value. Replacement cost value (RCV) is how much it’d cost to replace your property at today’s costs.
The actual cash value is the difference between a property’s replacement cost value and depreciation. It accounts for age and wear and tear when you need to replace the damaged property.

I wonder if that car was being moved in a trailer that was involved in a low speed accident. It looks as if the right front spring hanger might have broken, perhaps when the front wheels contacted whatever flattened the fenders. If so, it may have spared the axle and frame from serious damage. The front fender damage looks as if the car bumped straight into a smooth, flat wall, like the front of a trailer. Perhaps the tow vehicle hit something almost head-on, and then then trailer jackknifed, putting a side load on the right rear wheel, causing it to collapse. The top alignment and right side doors look pretty good. It could even be damage from an improper tow hookup.